No matter what size boat you have or what you use it for, we have a boat insurance policy for you.

Boat Insurance policies are specifically designed for all types of boats.  Most of the boats on the water are under 26 feet in length.  Only 3% of all the boats insured are over 26 feet.

You may qualify for some of these credits and discounts:

  • Account credits (multi policy discount.  Multiple policies with same compnay, auto, home, etc)
  • Diesel fuel credits
  • Safety equipment credits
  • Safety course credits for safe boating, as well as coast Guard and Power Squadron courses.
  • Experience in owning and operating a boat.

Most policies include:

  • Physical Damage Coverage for your Watercraft, Motor, Equipment, and Trailer - Your personalized insurance policy provides coverage for you on an Agreed Value or Actual Cash Value basis.  Your policy covers a wide range of hazards including theft, weather, fire, and collision.  A live aboard endorsement can also be added to your boat policy.
  • Liability Coverage - Financial and property assets are protected if the operation of your boat causes injury or property damage to others.  We offer a wide variety of liability limits to meet your needs.
  • Medical Payments - All friends and family you welcome aboard are covered.  We offer coverage for water skiers and wake boarders as well.
  • Emergency Assistance Coverage - Boat policies provide coverage for towing and labor costs when your watercraft is disabled.
  • Protection That Travels With You - Boat policies offer generous navigational limits around the U.S. and Canada.